Conditions of Use

Application of These Terms

In these Conditions of Use, “Quotient Capital”, “we”, “our” or “us” refers to Quotient Capital Pty Ltd (ABN 38 109 490 066 | ACN 109 490 066), holder of Australian Financial Services Licence (AFSL) No. 280285.

These Conditions of Use, along with any other terms, notices or disclaimers displayed on our website (the “Quotient Capital Website”), govern your access to and use of the Quotient Capital Website. By visiting or using this website, you agree to be bound by these Conditions of Use as amended from time to time.

General Information Only

The content on the Quotient Capital Website:

• Is intended for Australian and New Zealand residents only and may not be appropriate or compliant with the laws of other jurisdictions.
• Is general in nature and does not consider your personal financial situation, needs, or objectives.
• Does not constitute financial advice, a recommendation, or an offer to acquire or dispose of any financial product.
• Is provided in good faith and based on sources believed to be current and reliable as at the date of publication.

We do not guarantee the accuracy, completeness, or timeliness of the information provided and accept no liability for any errors, omissions, or interruptions in service. All monetary references are in Australian dollars (AUD) unless otherwise stated.

Product Disclosure

Each financial product offered by Quotient Capital has its own specific features and associated risks, including the potential for capital loss and variable returns.

Before acting on any information or investing with us, you should:

• Carefully review the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) (if applicable);
• Ensure you understand the investment risks and suitability of the product for your personal circumstances;
• Consider seeking independent financial advice tailored to your needs.

PDSs and TMDs are available at no cost via our website or by contacting us directly.

Applications for investment in Quotient Capital products must be made by eligible Australian residents and submitted in accordance with the instructions set out in the relevant disclosure documents.

User Conduct

You must use the Quotient Capital Website lawfully and in good faith. You must not:

• Engage in any conduct that is unlawful or prohibited under these Conditions of Use;
• Attempt to interfere with or gain unauthorised access to secure areas of the website;
• Use the website in a way that disrupts or damages its operation or the experience of other users.

We reserve the right to monitor, restrict, suspend, or terminate access to the website at our sole discretion.

Intellectual Property

All content on the Quotient Capital Website is protected by copyright and intellectual property laws. You may use the material for personal reference only. Any other use (including reproduction, modification, or distribution) is strictly prohibited without prior written consent.

Trademarks appearing on the website are either owned by Quotient Capital or used under licence. You must not use any trademark displayed without written permission from the rights holder.

Software Use

Any software, tools, or data made available through the website are licensed to users for personal use only and may not be copied, distributed, or reverse-engineered. We reserve the right to introduce usage fees for any software or tools at any time, with notice.

Third-Party Links and Content

The Quotient Capital Website may contain links to third-party websites or information provided by third parties. These are provided for convenience only.

We do not control, endorse, or take responsibility for the content, availability, or accuracy of external websites or third-party materials. Access to these sites is at your own risk.

Limitation of Liability

Your use of the Quotient Capital Website is entirely at your own risk. To the extent permitted by law, we exclude all liability for any loss, damage, or costs (including indirect or consequential losses) arising from:

• Your reliance on information provided on the website;
• Any errors, omissions, or interruptions in website functionality;
• Any viruses or malicious code transmitted through the website.

Where liability cannot be excluded, our liability is limited (at our discretion) to:

• In the case of services: re-supplying or paying the cost to re-supply the services;
• In the case of goods: replacing, repairing, or paying the cost to replace or repair the goods.

Governing Law

These Conditions of Use are governed by the laws of Victoria, Australia. By accessing the website, you agree to submit to the non-exclusive jurisdiction of the courts of Victoria and any courts that may hear appeals from them.

Security and Privacy

Quotient Capital takes reasonable steps to protect your personal information from misuse, loss, and unauthorised access. Our practices are governed by our Privacy Policy, available on this website.